About the role

Role Overview

Join Ramp as a Software Engineer (Banking) on the Payments and Banking team. You will design and build large-scale backend systems for money movement, create clean extensible abstractions for payments infrastructure, and collaborate on integrations with third-party banking and payments partners.

Key Missions / Responsibilities

Design and build backend systems for money movement with strict correctness requirements.
Architect extensible abstractions for complex payments infrastructure so other teams can interface with financial rails.
Own problems end to end, from technical architecture to production reliability to partner integrations.
Work across diverse requirements involving financial rails and partner API integrations.

Requirements

3+ years of backend or platform engineering experience (ideally in high-scale production environments).
Strong systems design skills to turn ambiguous requirements into reliable, maintainable solutions.
Experience with distributed systems, performance optimization, and production reliability.
Familiarity with financial concepts, including:
- billing, reconciliation, ledgering, and banking flows
Experience integrating with third-party financial APIs or banking partners.
Familiarity working with enterprise customers or treasury management systems.
Builder mindset: owns outcomes, not just tickets.
Experience thriving in fast-moving, high-ambiguity environments.
Domain experience in fintech/payments/banking (e.g., ACH, card rails, crypto, ledgers).

Nice to Have

Not specified in the posting.

About Ramp

Ramp is a fast-growing fintech company focused on building financial infrastructure and payments-related products. The role sits within its Payments and Banking team, working on money movement systems and integrations with external banking and payment partners.