Senior Director of Product Management

Role overview

Join Affirm as Senior Director of Product Management for the Checkout Product team. You will lead product vision, strategy, and execution for Consumer Risk, spanning Credit decisioning, Pricing, and Fraud prevention.

Key missions

• Own the product vision, strategy, and execution for Consumer Risk within Checkout (Credit decisioning, Pricing, Fraud prevention).
• Lead and scale a team of Product Managers.
• Partner cross-functionally with Engineering, Machine Learning, Analytics, Risk, Finance, Legal, Design, and GTM.
• Drive quantitative storytelling using data, experiments, and modeling to inform strategy and guide tradeoffs.

Responsibilities

• Set direction for credit, pricing, and fraud prevention strategy and execution.
• Influence and collaborate with senior leaders across the organization.
• Manage and mentor large, geographically distributed product teams.
• Balance short-term business impact with long-term scalability and technical health.

Requirements

• Strong communication and stakeholder management skills; ability to influence across functions and levels.
• Product leadership experience building and scaling platform/decisioning products (not only UX).
• Deep, hands-on understanding of:
  • Pricing: risk-based pricing, margin optimization, experimentation, fairness considerations
  • Credit: underwriting tradeoffs, unit economics, loss management, regulatory considerations
  • Fraud: adversarial systems, real-time decisioning, and managing false positive/negative tradeoffs
• Commercial mindset with high agency and bias-to-action; comfortable making hard tradeoffs in ambiguous environments.
• 12+ years of Product Management experience including leadership roles.
• Strong quantitative/analytical orientation, comfortable discussing at model level, using data, experiments, and translating complexity into clear narratives.
• Experience working in design-forward organizations emphasizing clarity and high-quality user experiences.

Nice to have

• Fintech, payments, or risk-heavy consumer product experience.
• Experience specifically in building and scaling credit/pricing/fraud decisioning systems.