Senior Compliance Analyst

Role Overview

Lithic’s Risk & Compliance team is hiring a Senior Compliance Analyst to help build compliance infrastructure that scales. The role owns execution and quality across CIP, KYB, and CDD/EDD programs, including AI-assisted compliance workflow infrastructure.

Responsibilities

• Own end-to-end CIP decisioning and maintain quality and turnaround standards for high-volume programs
• Perform quality assurance on AI-assisted onboarding decisions, including documenting reasoning that withstands bank partner and regulatory scrutiny
• Identify process gaps and propose improvements
• Support bank partner deliverables across Lithic’s sponsor bank relationships
• Contribute to AML/BSA compliance and regulatory compliance testing/oversight activities
• Partner with Product and Engineering when new features impact compliance
• Help shape long-term compliance strategy by building scalable infrastructure

Requirements

• 3–5 years of compliance experience in fintech, payments, or bank-partnered environments, with direct CIP background required
• Ability to work independently and know when to escalate and collaborate
• Working knowledge of AI governance in a compliance context, including how to document and defend AI-assisted decisions to bank partners
• Direct experience with KYC/KYB tools
• Strong organization, written/verbal communication
• Solid grasp of relevant regulatory frameworks (e.g., Reg E, Reg Z, USA PATRIOT Act)
• CAMS certified or actively working toward CAMS

Nice to Have

• Experience in compliance QA or program testing
• Background in high-risk verticals (e.g., MRBs, crypto-adjacent businesses)
• Experience with state money transmission license (MTL) requirements
• Experience in card issuing/payments/fintech with exposure to sponsor bank relationships and regulatory requirements

Compensation

• Annual US salary range: $86,000–$120,000 plus equity