About the role

Role Overview

The Fintech Compliance Analyst will support the Compliance team in delivering the Compliance Management System (CMS), with a primary focus on day-to-day monitoring and review of lending, deposit, and operational activities. The role also supports ongoing oversight of fintech partner programs within the Bank’s Banking as a Service (BaaS) offering.

Responsibilities

Assist Senior and Principal Compliance Analysts and the Compliance Lead in maintaining and executing the CMS and BaaS Compliance Program.
Conduct day-to-day monitoring and review of compliance activities across lending, deposits, and operational functions.
Support onboarding and ongoing oversight of fintech partners, including reviewing due diligence and program management materials.
Maintain up-to-date knowledge of applicable federal and state regulations and guidance for consumer and commercial lending, deposits, and prepaid products.
Participate in internal/external fintech-facing meetings to identify, discuss, and maintain oversight of program elements, compliance risks, and controls.
Support issue management, audit management, complaint resolution, marketing reviews, and other related sub-processes.
Monitor partner controls and key risk indicators; investigate issues and recommend remediation actions.
Review fintech partner marketing and program collateral to ensure regulatory alignment and compliance standards.
Prepare for regulatory agency exams and support external audits/reviews.
Develop effective working relationships across the enterprise and with fintech partners.

Requirements

Minimum 1–3 years of banking compliance experience.
Knowledge of applicable federal and state laws/regulations, including (as stated):
- Reg E
- TILA
- (Plus other listed consumer protection and lending/deposit regulations)

Nice to Have / Additional Signals

Strong interest in fintech products, automation, and technology.
Ability to work in a fast-paced environment with strong judgment and self-starter mindset.

About Lead

Lead Bank is a banking infrastructure platform (API-first, developer-focused) that enables fintechs to launch compliant financial products at scale. It supports programmable services such as payments, lending, and digital assets, with expertise across financial, regulatory, and legal domains. Lead operates offices in the U.S. and includes an FDIC-insured bank.