Compliance Analyst

Role Overview

As a Compliance Analyst at Array, you’ll support and enhance the company’s Compliance Management Program by partnering with business teams, reviewing products and marketing materials, performing compliance monitoring, and helping identify and mitigate regulatory risk.

Responsibilities

• Assist in executing Array’s Compliance Management Program (policies, procedures, and controls).
• Conduct compliance reviews of:
  • Marketing materials and consumer-facing content
  • Disclosures, websites, customer journeys, and communications
• Support reviews of new products/features, client use cases, and third-party relationships.
• Perform compliance monitoring and testing to verify adherence to regulations and internal policies.
• Assist with consumer complaint investigations, including:
  • Root cause analysis
  • Trend reporting
  • Remediation efforts
• Support regulatory change management by tracking and evaluating new laws, regulations, and supervisory guidance.
• Partner cross-functionally with Product, Marketing, Client Success, Operations, Engineering, Legal, and Information Security to identify and mitigate compliance risks.
• Help with client due diligence and ongoing oversight activities.
• Maintain compliance documentation (risk assessments, issue logs, corrective action plans, evidence).
• Prepare reports and presentations for management and committees.
• Support sponsor bank, credit bureau, and third-party compliance obligations as needed.
• Research and analyze applicable laws and regulations (including FCRA/FACTA/UDAAP and privacy requirements).
• Provide practical compliance guidance to business partners to build a compliance culture.

Requirements

• 5+ years of experience in compliance, risk management, audit, legal, or financial services/fintech/banking/consumer finance (or related).
• Working knowledge of consumer protection regulations, including experience with some combination of:
  • FCRA, UDAAP, CAN-SPAM, GLBA/Privacy, ECOA/Reg B, Reg E, Reg Z, SCRA
• Strong analytical, investigative, and problem-solving skills.
• Excellent written and verbal communication skills; ability to explain regulatory concepts to non-compliance teams.
• Experience reviewing consumer-facing communications, disclosures, marketing materials, or customer journeys.
• Strong organizational skills; ability to manage multiple projects simultaneously.
• Comfortable working independently in a fast-paced remote-first environment.
• Proficiency with Google Workspace, Microsoft Office, Jira, Confluence (or similar tools).

Nice-to-haves

• A strong comfort level using AI tools as part of daily work to accelerate delivery.

Reporting Line

Reports to the Head of Compliance.