Product Manager, Acquisitions Decisioning

Role Overview

Product Manager, Acquisitions Decisioning at Mission Lane (remote, United States; anywhere in the world). You will own the “brain” of Mission Lane’s customer acquisition engine—responsible for the real-time decisioning logic that evaluates risk, verifies identity, and determines credit lines when a customer submits a credit application.

Impact

• Continuously refine the real-time decisioning infrastructure.
• Bridge credit policy and technical execution to build a scalable, secure, and efficient decisioning platform.
• Help enable faster model deployment, lower data costs, and safe scaling by reducing fraud.

Responsibilities

• Define and execute the product roadmap for the post-application decisioning engine, translating strategy into technical requirements and user stories.
• Partner with Data, Credit, and Engineering to operationalize underwriting models and ensure business logic is correctly implemented in platform features.
• Optimize a portfolio of third-party data integrations to balance approval accuracy, unit economics, and data costs.
• Collaborate with Fraud Operations to implement real-time defenses against synthetic fraud and identity theft.
• Monitor platform health for high availability, low latency, and accurate error handling while maintaining a seamless customer experience.

Requirements (Minimum)

• 3+ years of product management experience focused on backend decisioning systems.
• Technical proficiency to discuss architecture, APIs, and implementation trade-offs with engineers.
• Proficiency in SQL for querying data, investigating decision logs, and analyzing funnel performance.
• Track record managing complex projects with dependencies across multiple teams.
• Experience designing and running A/B tests.
• Strong analytical skills using data to drive decisions and measure success.

Preferred

• Experience in fintech, lending, or financial services.
• Experience with platform products involving data exchange and API integrations (vs. UI-heavy products).
• Operational experience preventing or managing fraud.
• Familiarity with credit bureau data or identity verification services.

Compensation

• Base salary: $115,000 – $127,000 annually.
• Additional compensation may include annual incentives and equity (role-dependent).